An innovative way of payment

Mobile Wallet

Just wave and pay - quickly and securely.

Mobile Wallet is a digital version of a physical wallet

Amongst its other functionalities, it enables virtualization of payment cards and opens up endless possibilities of introducing new and innovative value-added services to your end customers.

Mobile Wallet ensures the highest level of security and capability of performing proximity payments. Its strong authentication is suitable for multiple purposes.

Mobile Wallet can replace:

Cash

Payment Cards

Ticketing, loyalty and coupons

Access cards and keys

See how it works

Benefits

Simple and convenient

Seamless mobile payment service ensures consumer convenience.

Customizable

Specific wallet architecture meets all customers’ needs.

Secure

Ensures the highest level of security for your service.

1/4

Digitalization of payment cards

Mobile Wallet is based on HCE technology. HCE technology enables the virtualization of traditional payment cards and provides their tokenized representation based only on software.

2/4

Transaction and balance overview

Mobile Wallet provides a detailed and clear overview of all completed transactions, transaction history with geo-location, and available balance, including daily limit counters.

3/4

Flexibility and reliability based on our cloud solutions

Robust cloud platform supports all your business requirements - it enables the virtualization of payment cards, stickers, transport tickets, loyalty cards, coupons and access cards.

4/4

Value-added features

Integration of services such as: cardless cash withdrawal (including nationwide money send feature), virtual e-commerce cards, push notifications, transaction history with geolocation, card managment, loyalty programs and more.

Mobile Wallet functionalities

Enables mobile proximity payments
Terms and conditions acceptance for included card product
Card management for easy enabling or disabling a card product
Transaction overview, limit usage and balance inquiry
Geo-location
Push notifications
P2P money send
Strong customer authentication (incl. biometrics)
Includes barcode loyalty cards
Virtual e-comm cards

Requirement

NFC enabled smartphone running on Android OS 4.4 or newer versions

Pay on websites
Send money to your friends
Pay in stores
Commute with more convenience

Achievements

1st in the world to launch the HCE for American Express in Croatia
2nd in Europe to launch the HCE for VISA in Slovakia
1st in South-Eastern Europe CIS countries and the Serbian market to launch the HCE for VISA in Serbia